9 Ways Equisoft/manage compares with COBOL based policy administration systems

How much technical debt is too much?

Even with a modern UI wrapper, and even if it's the client-server variety of COBOL instead of the mainframe version, these systems are built on an outdated language.

Equisoft/manage modules--built on the latest languages like Java and Kotlin--exemplify our commitment to modern, forward-thinking solutions.

Tired of paying for mods?

Older PAS are expensive because there's no configurability at all, so everything has to be a modification or coding change.

This is a highly configurable system. The /design tool makes it easy to support the system yourself without Equisoft involvement.

Want to launch new products faster? Do you need to launch new products but find the process difficult, expensive and slow?

COBOL means code changes are required for product development which makes it expensive and time consuming.

Self-Service for configuration, rate & product features gives you control of product innovation.

Is core system maintenance a drag on your IT teams?

Typically these systems don't operate on a SaaS model meaning carriers face high monthly license fees.

The SaaS model frees up carrier resources and simplifies maintenance & operations so can manage the cost of ownership.

Facing an expensive and complex PAS upgrade? Is it hard to stay current with your PAS? Are upgrades to your PAS painful and very expensive?

Upgrades are tedious and painfully slow because coding is always needed.

Features seamless pre-built integrations that facilitate PAS implementation. Always up to date so you stay secure and compliant.

Getting left behind? Are you struggling to take advantage of new digital insurance technology? And falling further behind each year?

The vendor for your legacy PAS may not be investing in getting off COBOL, let alone introducing new capabilities like Machine Learning (ML) and analytics. Legacy PAS doesn’t have the APIs you need to integrate with today’s digital solutions.

This is modern, modular PAS solution with fully integrated end-to-end capabilities. We continually invest in new capabilities and UI improvements.

PAS hosting costs too high? Need to reduce your hosting and infrastructure costs?

Legacy COBOL PAS has a big footprint and is expensive to host – even if the carrier does it themselves.

Features lower cost hosting. If you don't want to deal with hosting and infrastructure, Equisoft can host everything for you at a fraction of the cost. No need for cloud architects or advanced CI/CD expertise.

Can’t use your legacy data in modern solutions?

Data on legacy PAS is siloed and can’t be fed to portals and digital solutions in real time.

Equisoft has full data migration and data integration capabilities proven on over 200 projects.

Are PAS mods too expensive? Are you facing a costly upgrade?

Upgrades take a minimum of 18 months and cost more than $1 million.

Fully Low-Code to No-Code changes to support business process, transactions, screens, and integration.